Personal Insurance

1. House Contents
2. House Buildings
3. House Personal Effects
4. House All Risks
5. House Motor
   - Flexible Excess Payments
   - Motor Hire - Access to breakdown service
   - Motor Hire Limited
6. Statusbonus
   - 20% premiums back after 2 claims - three years and annualy therafter for as long as there are no claims
7. 4 X 4
8. Plip (Extended personal legal liability)
   - R 10 000 000 or R 20 000 000
9. Legal Access
   - R 100 000 - Cover
10. Funeral
    - R 3 000, R 5 000, R 7 000 or R 10 000
11. Waiver of Excess
12. Hospitality Plan
13. Personal Accident
14. Premiums are guarunteed for 12 months

Commercial Insurance

1. Fire
   - Equipment
   - Stock
   - Rent
   - Diverse
2. Buildings Combined
   - Contents
   - Documents
   - Legal liability on documents
3. Office Contents
4. Business Interruption
5. Account Receivable
6. Theft
7. Money
8. Glas
9. Fidelity - Trust Accounts
   - ex. Property insurer
10. Good in Transit
    - Fire
    - Explosion
    - Crashing
    - Derail
    - Turned over
    - All risk cover
    - Combined (theft, hijack)
11. Business All Risk
    - eg, Laptop, Cellphones etc.
12. Accidental Damage
    - Extensive machinary cover
    - Compressors, perished goods
13. Public Liability
    - Defective work
    - Product liability
14. Employer Liability
15. Group Personal Accidents
16. Motor Vehicles - Personal or Business
    - Combined
    - Third party
    - Third party, fire, theft
17. Electronic Equipment

Specialist Products

1. Agriculture
   - Personal and agricultural needs
   - Labour practice liability
   - Livestock
2. Vine Farmer
   - Export wines, grapes, trellises, cellars, plant material
   - Guesthouse on the viticultural farm
3. Medical Practitioner
   - Personal and practitioner
4. Dentists
   - Personal and practitioner
5. Guesthouse
6. Liability
   - Larger catastrophic losses
7. Transport
   - Heavy commercial vehicles
8. Corporate - Complex
9. Risk Finance
   - "rent - a - captive" (contingency policies)
   - "cell captives"
10. Niche Business

1. SHA
   

   Broad form liabilities, professional indemnity, financial institutions, medical malpractice, personal accident, motor fleets, domestic liability, and passenger liability.

2. AMA
   

   Personal accident, contingency, medical insurance, motor, and group personal accident.

3. DLU
   

   Top-up personal liability, liability for fare-paying passengers and excess third party motor liability.

4. PIA
   

   Directors' and officers' liability, professional indemnity, miscellaneous errors, omissions, and advice.

5. SRU
   

   Public liability and products guarantee.

6. Admiral Underwriting Group
   

   Professional indemnity insurance and medical malpractice for the traditional and emerging professions.

7. ARS
   

   Hail and input cost cover in respect of various crops.

8. AMUA
   

   AMUA specializes in marine cargo, hull, and marine liabilities.

9. CEU
   

   Engineering insurance. Products include contract works, erection all risks, plant all risks, advanced loss or profit, electronic equipment all risks, machinery breakdown, loss or profit following machinery breakdown, deterioration of stock, and work damage.

10. C-Sure
    

    C-Sure provides a specialist insurance package catering for the building insurance needs of the sectional title property market.

11. GCP
    

    Acts as a specialized underwriting manager procuring credit life products to retail finance markets.

12. LEXCorp
    

    LEXCorp focuses exclusively on legal expense insurance and related classes of business.

13. Aviation Insurance
    

    General aviation, which includes corporate aircrafts, charter operators, private owners and sports classes.

14. SFA
    

    Provides extensive cover for schools and colleges in most areas that are relevant to effective risk management.

15. TRA
    

    Specializes in insuring thatch risks in the personal and commercial sectors.

16. TIC
    

    Products consist of the following risk classes: medical, repatriation, personal accident, personal liability, and loss of money, documents or baggage whilst traveling.